A La Carte Products

Lease Wear and Tear

MAG’s Excess Wear & Tear offers maximum protection coverage against damage above and beyond the terms of your lease.

The average vehicle owner incurs $1,800 in excess wear and tear damages. The most common charges are for lost keys, bald (or low tread) tires, scratched bumpers, dents and chipped glass. Aside from a few unique exclusions, this policy helps cover all, or part of, those charges.

  • Some types of dings, small dents, scratches and chipped paint
  • Bent, warped or broken antennae
  • Convertible, padded and vinyl tops
  • Cuts, rips, stains and burns to interior and trunk
  • Chipped or cracked windshield and mirror damage
  • Cracked or chipped headlight
  • Burned out tail light
  • Lost or severely damaged keys
  • Sand damage, bruises and discoloration
  • Scratches and scuffs on tire sidewalls
  • Chrome, metal, molding and trim scratches
  • Bumpers, steps and their trim
  • Hood ornaments and other logos/nameplates
  • Wear on handles for doors, trunk and hatches
  • Rubber seals on doors, hatches and tailgate
  • Lenses for head, rear and fog lights, brake lights
  • Sealed beams, halogen and light bulb replacement

Contract Terms and Conditions

Please remember, for this policy to be in effect your leased vehicle must be returned within the time frame you select (standard or open). Please read the contract details for the exact terms, exclusions, limitations and coverage. Physical damages, like those caused by a collision, are not covered by this policy.

In the policy, you’ll see a phrase ‘single event.’ A ‘single event’ refers to an item on your vehicle or a specific group of related items. For instance, your windshield is considered a ‘single event.’ All four tires are considered a ‘single event.’ This is important to know because each ‘single event’ has a payout cap (either $500 or $1,000 depending on what you select). The policy has a maximum payout of $5,000, meaning the total of all single events cannot exceed this amount. Most excess wear and tear repairs can be made under or at these caps.

Please note, you are responsible for any amount in excess of the ‘single event’ cap or the policy cap.